Aviva Microfinance

Everyone deserves to feel in control of their financial wellbeing. At Aviva, we can support your journey towards a financially secure future with our microfinance services, offered in partnership with Good Shepherd NZ.

Through a low interest StepUP loan or the No Interest Loans Scheme (NILS), Aviva offers access to financial resources that can improve the quality of your life, and the lives of your children. 

You do not have to be a client of Aviva's, or experiencing family violence, to qualify for these services.


What is the No Interest Loans Scheme (NILS)?

NILSAviva NILS provides a loan of up to $1,000 to those on a limited income, or who are otherwise unable to access the credit that would enable you to purchase important household items or services. Aviva NILS does not charge interest or fees. Learn more here...


What is a StepUP loan?

StepUPStepUP is a low fixed-interest loan with no fees, for people on low incomes, and can be used to purchase essential items or services. You can borrow up to $5,000* and have up to three years to pay it back. There are no hidden charges. Learn more here...

*Lending criteria and terms apply